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Home Loan

Among the many aspirations of today’s working class, one that ranks first is their own home. However, most of us can’t afford it due to skyrocketing real estate prices or a lack of extra Amount/cash.

Loans are used to get an own home or move to a bigger house. Take one step closer to your dream goal by availing of the home loan facility. A home loan is a secured loan that can be availed for buying/ constructing a residential property or Non-Agricultural Land.  Currently, the Home Loan interest rate starts at 7.20% p.a. Most Banks & HFCs sanction 75% to 95% of property’s value as home loans.

–  Balance Transfer your Loan @  7.20% + Top Up *

– 3 EMI waiver *, Concession in Processing fees. *

* Terms and conditions apply..

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    Lenders look at many factors while determining your home loan application like,

    CIBIL Score and Report :
    This is one of the most important factors regarding loan approval. A high CIBIL score assures lenders that you are a responsible borrower with a good track record of making time-to-time repayments.

    Employment Status :
    In addition to having a good credit history, lenders will check your regular income and employment status.

    Clean Ownership of Home/Property :
    Any legal or title issues related to your home/property can discourage lenders from making decisions in your favour. Always seek legal advice. Wrong ownership can get you into legal and financial trouble.

    Home Location :
    Lenders may also consider your home location before approving your loan application.

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